Raising the Standard.
The Institute for Financial Planning was founded to address a critical flaw in the wealth management industry: the confusion between salespeople and fiduciaries.
For decades, consumers have struggled to differentiate between brokers selling proprietary products and independent advisors providing objective, comprehensive planning. The IFP designation was created to be the definitive signal of competence and uncompromising ethics.
Our Mission
To establish the absolute benchmark for technical financial planning proficiency and to champion the true fiduciary standard for all retail investment advice.
Governance
The IFP is governed by an independent Board of Standards comprised of practicing advisors, academics, and consumer advocates. The Board is responsible for establishing the curriculum, enforcing the code of ethics, and overseeing the disciplinary process.
Zero Product Bias
The Institute accepts zero funding, sponsorship, or advertising revenue from asset managers, insurance carriers, or broker-dealers. Our independence guarantees yours.
Frequently Asked Questions
How frequently should this data be reviewed?
Industry best practices dictate a quarterly review of these inputs to ensure assumptions remain valid. Refer to the Practice Hub for compliance schedules.
What happens if the inputs are incorrect?
Incorrect inputs can severely impact long-term projections. We strongly recommend completing our Certification Program to understand the mathematical underpinnings of these models.
Are these figures guaranteed?
No. All outputs are projections based on historical or stated inputs. As detailed in our About section, fiduciary duty requires clear disclosure of these limitations to clients.