Institute for Financial Planning
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Fee Drag Analyzer

Visualize the long-term impact of AUM fees vs flat retainers across different growth scenarios.

Parameters

Final Value (AUM Fee)

$

Final Value (Flat Fee)

$

Difference in Wealth Created

$

The flat fee model results in significantly more wealth over the period. The AUM model results in more wealth over the period.

Frequently Asked Questions

How frequently should this data be reviewed?

Industry best practices dictate a quarterly review of these inputs to ensure assumptions remain valid. Refer to the Practice Hub for compliance schedules.

What happens if the inputs are incorrect?

Incorrect inputs can severely impact long-term projections. We strongly recommend completing our Certification Program to understand the mathematical underpinnings of these models.

Are these figures guaranteed?

No. All outputs are projections based on historical or stated inputs. As detailed in our About section, fiduciary duty requires clear disclosure of these limitations to clients.